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	<title>Financial information</title>
	<link>http://www.shopperpark.com</link>
	<description>Money, insurance, trading</description>
	<lastBuildDate>Mon, 29 Mar 2010 09:58:31 +0000</lastBuildDate>
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	<item>
		<title>Weaknesses of VaR Approaches</title>
		<description><![CDATA[It is worth concluding on the subject of VaR by reiterating that it is not a panacea and its results must be treated with caution. Ninety-nine percent confidence levels sound very impressive but for a one-day holding period mean that in one day in 100 we should expect greater losses than specified: Most models assume [...]]]></description>
		<link>http://www.shopperpark.com/weaknesses-of-var-approaches/</link>
			</item>
	<item>
		<title>Transporting your Shopping</title>
		<description><![CDATA[First a few words about transporting your shopping. If you have a car, then obviously you will have more alternatives, being able to travel further and carry home more on each trip. If you&#8217;re dependent on public transport, then you&#8217;re limited to buying what you can carry. You will also find yourself making more trips [...]]]></description>
		<link>http://www.shopperpark.com/transporting-your-shopping/</link>
			</item>
	<item>
		<title>The Wedge Formation</title>
		<description><![CDATA[Rising wedge formations are created when the following conditions take place: The stock market (or other markets or individual investments) rises in price. Trend lines drawn that reflect support lines rise at a constant angle. Trend lines that reflect resistance, where prices turn down, can be drawn at a constant angle as well, but the [...]]]></description>
		<link>http://www.shopperpark.com/the-wedge-formation/</link>
			</item>
	<item>
		<title>The Concept of Synergy</title>
		<description><![CDATA[Synergy is defined as the mutually cooperating action of separate substances that together produce an effect greater than that of any component taken alone. The combined effect is greater than the sum of the two pars taken separately. In spite of all the research that takes place regarding the movement of stock prices, in spite [...]]]></description>
		<link>http://www.shopperpark.com/the-concept-of-synergy/</link>
			</item>
	<item>
		<title>ALAE Methods</title>
		<description><![CDATA[ALAE Methods. Methods are similar to the paid loss development method, the reported loss development method, the Bornhuetter-Ferguson paid loss method, the Bornhuetter-Ferguson reported loss method, the reported count and average value method and the reported losses with de-trended average open claim. Average paid ALAE per closed claim was not used because ALAE often involve [...]]]></description>
		<link>http://www.shopperpark.com/alae-methods/</link>
			</item>
	<item>
		<title>Buying Real Estate with Installment Contracts</title>
		<description><![CDATA[A wonderful, but not widely known alternative method to purchasing real estate is through the use of an installment contract. Sometimes called a “land contract” or “warranty agreement,” the installment contract is another creative approach to real estate investing, especially for prospective buyers who are currently unable to qualify for a satisfactory mortgage loan. As [...]]]></description>
		<link>http://www.shopperpark.com/buying-real-estate-with-installment-contracts/</link>
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	<item>
		<title>Reported losses with de-trended average open claim method</title>
		<description><![CDATA[Reported losses with de-trended average open claim method. This method is also known as the Berquist-Sherman method. Average case basis reserves at prior levels of maturity are re-stated using an assumed trend rate. The case basis report losses are then adjusted to reflect a more stable average case reserve. Adjusted reported losses equal paid losses [...]]]></description>
		<link>http://www.shopperpark.com/reported-losses-with-de-trended-average-open-claim-method/</link>
			</item>
	<item>
		<title>Reported loss development method</title>
		<description><![CDATA[Reported loss development method. Case basis reported losses are projected to ultimate values based on historical development patterns. Historical loss development factors are reviewed and forecasted factors are selected. The selected factors are used to project ultimate paid losses. This method is most reliable when the insurers have stable case reserving practices. The case reserving [...]]]></description>
		<link>http://www.shopperpark.com/reported-loss-development-method/</link>
			</item>
	<item>
		<title>Paid loss development method</title>
		<description><![CDATA[Paid loss development method. Paid losses are projected to ultimate values based on historical development patterns. Historical loss development factors are reviewed and forecasted factors are selected. The selected factors are used to project ultimate paid losses. This method is most reliable when payment patterns are stable over time. The payment patterns for medical malpractice [...]]]></description>
		<link>http://www.shopperpark.com/paid-loss-development-method/</link>
			</item>
	<item>
		<title>Exercise purchase with refinance loan after 12 months</title>
		<description><![CDATA[Perhaps the most important advantage that the purchase option offers is that the option can be exercised using a refinance loan. Most people don&#8217;t realize this, and many who do fail to grasp its implications: refinance loans don&#8217;t require down payments! As long as the property has sufficient equity, a refinance loan avoids the need [...]]]></description>
		<link>http://www.shopperpark.com/exercise-purchase-with-refinance-loan-after-12-months/</link>
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